What to do if you’re 55 and have no retirement plan

What to do if you’re 55 and have no retirement plan

Key takeaways Strategies for fast-tracking your retirement savings nest egg, such as debt elimination, additional super contributions, and targeted investing. How part-time work and delaying receipt of the Age Pension can boost your retirement income. Retirement...
Superannuation and relationship breakdown

Superannuation and relationship breakdown

Overview If your relationship with your spouse ends, you should be aware of what can happen to the super entitlements of you both. The Family Court and super-splitting laws generally enable super interests (accounts in super funds) or super payments (pensions or...
Bonds

Bonds

Bonds can provide a stable source of income and can protect the money you invest. They are considered less risky than growth assets like shares and property, and can help to diversify your investment portfolio. What is a bond When you invest in bonds, you’re lending...
Six things to look out for with retirement planning

Six things to look out for with retirement planning

Key takeaways Things to be mindful of with retirement planning such as procrastination, underestimating your financial requirements, and failing to update your plans as your circumstances and needs evolve. How to avoid the common pitfalls to help ensure your...
Life insurance: the basics and things to consider

Life insurance: the basics and things to consider

Give me the main points The most important reason to consider taking out life insurance is to protect your family if you die or become unable to work. There’s a good case for anyone with dependants or people who plan to have dependants to take out life insurance. Life...
Tax changes – what it will mean to me

Tax changes – what it will mean to me

Prime Minister Anthony Albanese has announced proposed changes to address ongoing cost of living pressures with all 13.6 million Australian taxpayers receiving a tax cut from 1 July 2024, compared to the tax they paid in 2023-24.i Now is the time to assess what it...