1. How much do I need to save for a deposit? Many lenders require a 20 per cent deposit plus additional costs, such as stamp duty, to approve your home loan. Options and assistance if you don’t have a 20 per cent deposit Government assistance such as first home...
Key takeaways Keeping track of your expenses versus income can help identify possible savings to pay off debt Investing with a long-term plan means you’re less likely to be affected by short-term market fluctuations Adding more to your super on a regular basis...
Investing successfully and improving your investment portfolio can be as much about minimising mistakes as trying to pick the ‘next big thing’. It’s all about taking a calm and considered approach and not blindly following trends or hot tips. Let’s delve into...
A self-managed super fund (SMSF) is a private super fund that you manage yourself. SMSFs are different to industry and retail super funds. When you manage your own super, you put the money you would normally put in a retail or industry super fund into your own SMSF....
Key takeaways Alternative options for homeownerships, such as rent-to-buy schemes, shared equity homeownership, co-living, and kit homes. The key benefits of homeownership, including housing security, financial stability, increased wellbeing, and a stronger sense of...
If you’re lucky enough to have received a windfall, perhaps an inheritance or a retrenchment payout, your first decision will be what to do with it. Assuming you have decided against a shopping splurge, finding the best place to invest a lump sum is all about the...
