Bonds can provide a stable source of income and can protect the money you invest. They are considered less risky than growth assets like shares and property, and can help to diversify your investment portfolio. What is a bond When you invest in bonds, you’re lending...
When saving for your first (or next) home, it’s common to focus on building up the deposit and servicing your upcoming home loan. However, there are other upfront costs when buying a home that you should be aware of from the get-go. With it being particularly...
Key takeaways Things to be mindful of with retirement planning such as procrastination, underestimating your financial requirements, and failing to update your plans as your circumstances and needs evolve. How to avoid the common pitfalls to help ensure your...
Give me the main points The most important reason to consider taking out life insurance is to protect your family if you die or become unable to work. There’s a good case for anyone with dependants or people who plan to have dependants to take out life insurance. Life...
Key takeaways: An understanding of the distinction between concessional (before-tax) and non-concessional (after-tax) super contributions, and the rules governing each. Tips to maximise your super contributions whilst remaining within the cap limits, such as spouse...
The new year is a time when most people sit back and set some goals for the year ahead. But why not think about your goals for next year now? If you are thinking of buying a property, get a jump-start on 2024 and be ready to buy by starting the pre-approval process...
