Talking about money with your partner

Talking about money with your partner

Key takeaways How and when to initiate a conversation with your partner about money. The steps to take when managing your financial future as a couple, such as creating a budget, allocating financial roles, and controlling and eliminating debt. Money can be a...
Land banking

Land banking

Land banking is a real estate investment scheme that involves buying large blocks of undeveloped land. These schemes are often unregulated and there’s little protection if something goes wrong. In a land banking scheme, property developers usually buy land,...
Consolidating super funds

Consolidating super funds

Consolidating your super means moving all your super into one account. It makes your super easier to manage, and saves on fees. Before you consolidate, pick the best super fund for you. You can transfer your super for free in a few simple steps. If you’re ready...
How to invest in Australia with a small budget

How to invest in Australia with a small budget

Key takeaways Tactics to invest smartly with a modest budget, such as equipping yourself with knowledge about the financial markets and the investment products on offer. The type of investment vehicles ideally suited to those with a small amount of initial capital,...
Should I rent or own a place in a retirement village?

Should I rent or own a place in a retirement village?

Key points: There are varying tenure types that can impact your rights over a property in a village Make sure to understand all the costs and fees that are associated with taking a placement in a retirement village Legislation and regulations differ depending on the...
How to shift into pension mode

How to shift into pension mode

When and how you can access your super to start an account-based pension. If our working years can be regarded as the time when we aim to build up our superannuation savings, our retirement years can equally be regarded as the time when we aim to spend them. At least...