Key takeaways What to prioritise when managing your family’s finances, such as debt management, establishing an emergency fund, and investment options to deliver financial security. In the hustle and bustle of daily life, managing money can sometimes feel like a...
Financial markets can be like finely tuned racehorses, poised to gallop ahead under ideal conditions but often highly reactive to unexpected events. It’s often said that the markets love certainty. Investors feel more confident when economic conditions are stable and...
A pause in super contributions can have long-lasting effects. Here’s how to plan ahead for super breaks. There’s a host of reasons why people take career breaks. Having and raising children, or taking an extended holiday or sabbatical, are the most common...
Key takeaways If you contribute some of your after-tax income or savings into super, you may be eligible to claim a tax deduction Making a salary sacrifice contribution into super could see you pay less tax than if you received the money as take-home pay If your...
The latest rise in the Age Pension rate still falls short of what many people may need to have a modest lifestyle in retirement. Around 2.58 million Australians received a 1.78% government Age Pension payment boost on March 20 as part of Centrelink’s twice-yearly...
Planning is the key to successful investing. Creating a plan will help you find investments that fit your investing time frame and risk tolerance, to help you reach your financial goals sooner. 1. Review your finances Before you invest, review your financial...