Key takeaways By meeting certain conditions every month, you could have access to much higher rates and earn bonus interest Many banks offer their best savings rates to customers who open two accounts with them—one for savings and one for everyday transactions Savings...
If you’re invited to join an employee share scheme, you may be able to buy shares at a discount on the current market rate. Schemes vary, so check the offer terms and consider the pros and cons before you sign up. How an employee share scheme works In an...
Most super funds offer life, total and permanent disability (TPD) and income protection insurance for their members. When reviewing your insurance, check if you’re covered through your super fund. Compare it with what’s available outside super to find the...
Your super is there to help fund your retirement. However, if you’re finding it hard to make ends meet, you can apply to access your super early to help pay your living expenses. Severe financial hardship If you’re experiencing severe financial hardship, you can apply...
Income protection insurance pays part of your lost income if you’re unable to work because of a disability caused by illness or injury. It can help pay the bills so you can focus on getting better. What income protection insurance covers If you’re unable...
Here are some tips that can help you build confidence in your investing approach, no matter what the markets are doing. Emotions always play a role in investing. For some investors, especially newer ones, it can be hard to separate the idea of investing from “losing...
