Understand the insurance claims process

Understand the insurance claims process

It’s easier to make a claim on your life insurance if you gather the right information for your insurer. Who to contact to make a claim To make a claim on your insurance, speak to the person or company you bought the policy from.   If you bought insurance...
What to do when your fixed-rate home loan term is ending

What to do when your fixed-rate home loan term is ending

Many Australians were fortunate to lock in record low interest rates, but this may be drawing to an end. A large portion of mortgages will be approaching the end of their fixed term, leaving many households paying two to three times their current fixed rate. In this...
How to spot and stop financial abuse

How to spot and stop financial abuse

Until recently, financial abuse was often kept secret, especially where it occurred within the family. Thankfully that’s changing with public awareness campaigns and help becoming more readily available. The emotional and economic damage caused by financial abuse can...
What is portfolio rebalancing?

What is portfolio rebalancing?

Just like your car needs a periodic service to stay in tune, here’s why you should rebalance your portfolio from time to time. A portfolio’s asset allocation reflects an investor’s goals and temperament—the need for return as well as the ability to withstand...
Superannuation: how does it work in Australia

Superannuation: how does it work in Australia

Superannuation is money that you save during your working life to use as income when you retire. Like any other investment, the intent is to increase your super account balance, over the long term, while you’re still working. Once you’ve reached retirement, your super...
Weighing up cash deposits

Weighing up cash deposits

Cash in a deposit account doesn’t necessarily equate to safety. That’s why many investors are shifting to fixed interest securities. By any measurement, $2.8 trillion is a lot of money. Expressed another way, it’s $2,800 billion. And it’s also the amount...