Sustainable investing on the rise

Sustainable investing on the rise

 Sustainable investing is not new, but in recent years it’s moved from the green fringes into the mainstream. From climate change to animal rights and gender diversity, more people are interested in aligning their money with their values. Last year alone, Australia’s...
Three simple steps for financial wellness

Three simple steps for financial wellness

If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals. How would you rate your level of financial wellness? Do you think you’re in a good position to meet your immediate and near-term financial...
Close the gender gap, whatever your age

Close the gender gap, whatever your age

The numbers say that the average Australian woman retires with barely half (53 per cent)1 the super of the average man. As statistics go, it’s a shocking one. That gap starts to open early in working life, with women aged 25 to 34 having an average super balance of...
How to improve your finances and home loan chances

How to improve your finances and home loan chances

Nailing your home loan application depends on four factors — your income, expenditure, assets, and debts. But lenders also want to see evidence of a savings and (good) credit history. Here’s what you can do to improve these. 1. Start saving. Make a plan. The BT...
Understand the insurance claims process

Understand the insurance claims process

It’s easier to make a claim on your life insurance if you gather the right information for your insurer. Who to contact to make a claim To make a claim on your insurance, speak to the person or company you bought the policy from.   If you bought insurance...
What to do when your fixed-rate home loan term is ending

What to do when your fixed-rate home loan term is ending

Many Australians were fortunate to lock in record low interest rates, but this may be drawing to an end. A large portion of mortgages will be approaching the end of their fixed term, leaving many households paying two to three times their current fixed rate. In this...