How much money do you need to retire?

How much money do you need to retire?

Key takeaways According to the Association of Superannuation Funds of Australia (ASFA), to have a ‘comfortable’ retirement, single people will need $595,000 in retirement savings, and couples will need $690,000, assuming they receive part Age Pensions.1 Retirement...
The potential estate complexities of dying without a will

The potential estate complexities of dying without a will

Having a legally valid will can go a long way to avoiding disputes over the division of your assets.  What did the artist Picasso, musicians Bob Marley and Aretha Franklin, and billionaire entrepreneur Howard Hughes have in common? If you’re thinking they had amassed...
Giving your portfolio a caffeine inspired boost

Giving your portfolio a caffeine inspired boost

With interest rates likely to fall this year, borrowers could invest some or all of their mortgage repayment savings. Inflation may be coming off its high, but the retail price of coffee isn’t likely to lose any monetary steam. Depending on where you buy, the average...
Managing money as a family: things you should know

Managing money as a family: things you should know

Key takeaways What to prioritise when managing your family’s finances, such as debt management, establishing an emergency fund, and investment options to deliver financial security. In the hustle and bustle of daily life, managing money can sometimes feel like a...
Markets love certainty, but what happens next?

Markets love certainty, but what happens next?

Financial markets can be like finely tuned racehorses, poised to gallop ahead under ideal conditions but often highly reactive to unexpected events. It’s often said that the markets love certainty. Investors feel more confident when economic conditions are stable and...
Planning financially for a career break

Planning financially for a career break

A pause in super contributions can have long-lasting effects. Here’s how to plan ahead for super breaks. There’s a host of reasons why people take career breaks. Having and raising children, or taking an extended holiday or sabbatical, are the most common...