Diversification: Spread your investments and lower your risk

Diversification: Spread your investments and lower your risk

Diversification is an investment strategy that lowers your portfolio’s risk and helps you get more stable returns. You diversify by investing your money across different asset classes such as shares, property, bonds and private equity. Then you diversify across...
How Do Lenders Assess Applications?

How Do Lenders Assess Applications?

Brokers can help connect you to the lender most suited to serve your mortgage needs by shopping around on your behalf. In order to decide whether or not to provide you with a loan, lenders will generally assess you against five qualities. Your ability to repay the...
How much do you need to retire

How much do you need to retire

You’ve spent decades working, so you don’t want to spend your retirement years scrimping for cash. How can you make sure that doesn’t happen? There’s a whole host of factors that will determine your lifestyle in retirement – savings, tax, investment strategy and more....
Being a financial role model

Being a financial role model

Role models are important in many stages of life. Be it school years, on the sporting field or in your career, having a positive role model, someone to compare yourself to and measure your progress against, can be a powerful and positive influence. But what about your...