Potential tax savings through super

Potential tax savings through super

Key takeaways If you contribute some of your after-tax income or savings into super, you may be eligible to claim a tax deduction Making a salary sacrifice contribution into super could see you pay less tax than if you received the money as take-home pay If your...
Life in retirement keeps getting more expensive

Life in retirement keeps getting more expensive

The latest rise in the Age Pension rate still falls short of what many people may need to have a modest lifestyle in retirement. Around 2.58 million Australians received a 1.78% government Age Pension payment boost on March 20 as part of Centrelink’s twice-yearly...
Develop an investing plan

Develop an investing plan

Planning is the key to successful investing. Creating a plan will help you find investments that fit your investing time frame and risk tolerance, to help you reach your financial goals sooner. 1. Review your finances Before you invest, review your financial...
Why invest in shares that pay franked dividends?

Why invest in shares that pay franked dividends?

Key takeaways The key benefits of franked dividends, including tax efficiency, and a stable income stream. How franked dividends can act as an effective hedge against inflation. As a savvy investor, you should always be on the lookout for strategies that not only...
What insurance do you need when buying a house?

What insurance do you need when buying a house?

When getting ready to buy property, there are many things to keep track of as settlement approaches. An important consideration is what you will need in terms of insurance – admittedly not the most exciting part of buying a new home, but one which can save you money...
SMSFs and property

SMSFs and property

Understand the rules, costs and risks of setting up an self-managed super fund (SMSF) to invest in residential property. Self-managed super fund property rules You can only buy property through your SMSF if you comply with the rules. The property must: meet the...