6 things to consider before investing

6 things to consider before investing

Key takeaways One of the main things to consider before investing is to have a plan – consider your investment goals including when and how you want to achieve them Identify the timeframe you’re giving yourself to build your financial goals, and how much...
How to invest in Australia with a small budget

How to invest in Australia with a small budget

Key takeaways Tactics to invest smartly with a modest budget, such as equipping yourself with knowledge about the financial markets and the investment products on offer. The type of investment vehicles ideally suited to those with a small amount of initial capital,...
How much money do you need to retire?

How much money do you need to retire?

Key takeaways According to the Association of Superannuation Funds of Australia (ASFA), to have a ‘comfortable’ retirement, single people will need $595,000 in retirement savings, and couples will need $690,000, assuming they receive part Age Pensions.1 Retirement...
The potential estate complexities of dying without a will

The potential estate complexities of dying without a will

Having a legally valid will can go a long way to avoiding disputes over the division of your assets.  What did the artist Picasso, musicians Bob Marley and Aretha Franklin, and billionaire entrepreneur Howard Hughes have in common? If you’re thinking they had amassed...
Giving your portfolio a caffeine inspired boost

Giving your portfolio a caffeine inspired boost

With interest rates likely to fall this year, borrowers could invest some or all of their mortgage repayment savings. Inflation may be coming off its high, but the retail price of coffee isn’t likely to lose any monetary steam. Depending on where you buy, the average...