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Key takeaways How to minimise super fees and insurance contributions How to boost your super while reducing your tax obligations The resources available to manage and track your super How often do you think about your super? Is it something you check on regularly? It...

Aging at home with government-subsidised funding is made possible through the Home Care Packages program. However, a crackdown on what the funds can be used for and a shortage of support workers, can make it challenging to understand the funding available. If you are...

Withdrawing part of your superannuation fund balance then paying it back into the account, known as a recontribution strategy, may sound a little strange but it could deliver a number of benefits including reducing tax and helping to manage super balances between you...

Key takeaways The fundamentals of money management, including goal setting, budgeting, debt prioritisation, and investing for the future. What to do to help ensure your financial goals are not derailed, such as setting up an emergency fund.  In the hustle and bustle...

Catch up on your super If you’ve had an irregular or interrupted income in the past, you might’ve missed out on opportunities to contribute to super. If you don’t fully utilise your concessional cap, and you’re eligible, you may be able to make ‘catch up’ on...

Borrowing to invest, also known as gearing or leverage, is a risky business. While you get bigger returns when markets go up, it leads to larger losses when markets fall. You still have to repay the investment loan and interest, even if your investment falls in value....

Key takeaways One of the main things to consider before investing is to have a plan - consider your investment goals including when and how you want to achieve them Identify the timeframe you're giving yourself to build your financial goals, and how much risk you’re...

Have a savings goal and budget It's much easier to be a good saver if you have a goal in mind. It might be a holiday, a house deposit, or just a rainy day fund. To work out the amount you’ll need, be realistic about what you can afford to save each week, fortnight or...

You can get your super when you retire and reach your 'preservation age'. This is between 55 and 60, depending on when you were born. Or when you reach age 65, even if you are still working. There are special circumstances where you can access your super early. When...

Key takeaways An understanding of the factors that influence the amount you can borrow for a mortgage, such as income and expenses, Loan-to-Value Ratio, credit history, and employment stability.  What steps you should take when considering how much to borrow,...

Monitor how your shares are performing compared to similar companies or the market overall. Stay up-to-date with company, economic and market changes. This gives you a better chance of acting quickly to take advantage of opportunities or to avoid losses. Set alerts to...

Key takeaways Having an SMSF provides more choice and freedom to access investment options that would otherwise be unavailable through a super fund An SMSF fund can have up to six members which offers greater scale to access investment opportunities that may not be...