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Don’t leave your business succession to chance – exit on your own terms. It may seem extraordinary but, according to a KPMG report, more than half of Australian family businesses don’t have an exit strategy in place for their current managing director or CEO1. Perhaps...

If you’re someone who follows the news closely, you’ve probably come across coverage about cryptocurrencies, especially Bitcoin, the first and best-known cryptocurrency. There’re been quite a few stories of people claiming to have become wealthy from cryptocurrency...

When you retire and meet a condition of release, one of the ways you can access your income is via a regular income stream. This approach enables you to choose how much you withdraw and how often. The money that remains in your account is also invested so your savings...

Even the closest business partnership needs a buy/sell agreement in place. Use this expert guide to protect everything you and your partners have built. Sam and Dave were best mates who started a car dealership. Yet, when one of them died, their lack of a formal...

You may be able to take your superannuation as a lump sum payment when you retire. This is usually tax-free from age 60. How a superannuation lump sum works Depending on your fund's rules, you may be able to withdraw some or all of your superannuation (super) as a...

We often don’t like to think of our mortality, but it’s a fact of life. The best way to take care of your business, family and loved ones in the event that you are no longer here is by putting in place a solid plan, writes Melisa Sloan, author of Legacy, and an Estate...

‘Passive income’ – the term conjures up images of long days relaxing on a beach free of financial worries because your investments are generating enough for you to enjoy life without needing a job. Maybe the term ‘replacement income’ is more accurate as it gives the...

If you've ever changed your name, address or job, you may have lost track of some of your super. Finding your lost super and bringing it all together saves on fees and makes it easier to manage. Find your super Your lost super may be held by your super fund or by the...

What comes to mind when you think of fitness? For many of us, it's treadmills, weights, or maybe even those dreaded burpees - things that keep our bodies moving and strong. But fitness also applies to our minds, jobs, families, communities, and finances, all of which...

By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia Australian interest rates aren't likely to be rising in the near future. That was the continued message from the Reserve Bank of Australia this month when it announced it was keeping the official cash...

By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia After strong gains over most of this year, September proved to be a rocky month for global stock markets. The broader Australian market fell more than 2 per cent over the month, while the United States...

There's a bit to sort out once your auction has wrapped up. We're here to guide you through the key financial to-do’s after your auction – whether you've sold or getting ready for round two after passing in.  What happens with the buyer’s deposit? How it's paid As the...