News

Key takeaways Strategies to build your retirement savings, such as well considered budgeting, investment diversification, and taking advantage of super benefits. How to earn passive income in retirement through property, shares, and annuities. Retirement is a...

Adding to your super You can boost your retirement savings by making voluntary super contributions, such as by: setting up a salary sacrifice arrangement with your employer making personal super contributions (and a non-concessional contribution may make you eligible...

Scammers are skilled at tricking you out of your money. Knowing the signs of a scam can help you identify when something doesn't feel right. Scamwatch, run by the National Anti-Scams Centre (NASC) says: Stop - Don't give money or personal information to anyone if...

Key takeaways Strategies for fast-tracking your retirement savings nest egg, such as debt elimination, additional super contributions, and targeted investing. How part-time work and delaying receipt of the Age Pension can boost your retirement income. Retirement...

Overview If your relationship with your spouse ends, you should be aware of what can happen to the super entitlements of you both. The Family Court and super-splitting laws generally enable super interests (accounts in super funds) or super payments (pensions or...

Bonds can provide a stable source of income and can protect the money you invest. They are considered less risky than growth assets like shares and property, and can help to diversify your investment portfolio. What is a bond When you invest in bonds, you’re lending...

Key takeaways Things to be mindful of with retirement planning such as procrastination, underestimating your financial requirements, and failing to update your plans as your circumstances and needs evolve. How to avoid the common pitfalls to help ensure your...

Give me the main points The most important reason to consider taking out life insurance is to protect your family if you die or become unable to work. There’s a good case for anyone with dependants or people who plan to have dependants to take out life insurance. Life...

Prime Minister Anthony Albanese has announced proposed changes to address ongoing cost of living pressures with all 13.6 million Australian taxpayers receiving a tax cut from 1 July 2024, compared to the tax they paid in 2023-24.i Now is the time to assess what it...

Key takeaways: An understanding of the distinction between concessional (before-tax) and non-concessional (after-tax) super contributions, and the rules governing each. Tips to maximise your super contributions whilst remaining within the cap limits, such as spouse...

The new year is a time when most people sit back and set some goals for the year ahead. But why not think about your goals for next year now? If you are thinking of buying a property, get a jump-start on 2024 and be ready to buy by starting the pre-approval process...

We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super. Here are some of the considerations for the popular options. Easing into retirement You can...