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As 2022 begins, James Fitzgerald has 22 tips for taking control of your finances and becoming a savvy investor. #1: Build positive habits Start the new year by building positive habits around your money – whether it is saving, spending or investing. Identify...

When was the last time you looked closely at your loan, the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in other...

Two steps forward, one step back For the second year running, the pandemic was the focus for policy makers, markets, businesses, and individuals alike. The year began with hopes that the rollout of vaccines would stem the spread of COVID-19 and allow economies to...

The basis of a good renovation budget is setting a realistic one in the first place. Once you do that, you may need a little help sticking to it. Here are a few pointers to help you on your way. Learn the budgeting basics If you’re a complete novice, or simply not...

Key takeaways You can access your super if you’ve reached your preservation age and declare that you’re retired Other ways that make you eligible to access your super include taking on a transition to retirement pension, stopping work or if you’re 65 or older There...

Key takeaways If you’re a first-home buyer, you can put a little extra money into your super and then access this money, as well as a set investment return, to put towards a home deposit When you’re ready to buy, you can apply to withdraw a maximum of $30,000 ($60,000...

Key takeaways The tax you pay on super is lower–for most people–than the tax you would pay on your regular income Generally, your super contributions are taxed at a rate of 15% which is deducted by your super fund If you’re retired and accessing your super as a...

A family business, complicated relationships… then a death. How poor succession planning saw a father’s wishes come undone. The family thought there was a plan in place. For many years, a father and his two adult sons had run the family business successfully. In that...

Prices for property, cryptocurrencies and shares have all hit records recently. While great news for investors, there’s always a risk that some people will jump into the market because they are afraid of missing out on easy money. FOMO, or the fear of missing out, has...

If you‘re planning to sell your business in the future, start taking action as soon as possible. You’ll need time to implement the changes that will improve the market value of your business and help you get the price you want. Growth strategies Thinking of selling...

Owing money or falling behind on repayments can be stressful. The good news is there are steps you can take to relieve the financial pressure. If you're in crisis and struggling to buy food and pay for essentials, see urgent help with money.  1. Know what you owe The...

In 2021, customer experience is king and there are lots of ways you can give yours a boost, writes Jason VandeBoom, Founder and CEO, ActiveCampaign. Have a great product or service but not seeing as many customers as you’d like coming, or returning, through the doors?...