News

We’ve all heard of the dangers of emotional spending but what about emotional saving? Emotions can wield a powerful influence on our personal finances in a positive way, but they can also have a negative impact on where we sit financially. The good news is, by...

As baby boomers shift into retirement, Australia is on the brink of the nation’s biggest ever intergenerational wealth transfer. Yet estate or inheritance planning is rarely discussed by families. Talking openly about how you want your assets to be passed on can help...

While 2021-2022 may not have been a stellar year for the majority of investors, it's worth remembering that the worst performing asset class one year can be the best the next, and vice versa. That's why successful investing benefits from having a good balance. The...

It’s impossible to ignore the issue of climate change in 2022. And certainly, if you’re invested in the markets, you wouldn’t want to. One reason to pay close attention could be that you hope to invest in line with your beliefs and values, supporting those...

Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may help explain your spending and savings habits. Understanding this can help you build habits and strategies to...

Here are five investing tips for those who are just beginning their investment journey.  1. Evaluate where you're at financially Before beginning your investment journey, it's important to sit down and map out your financial position and goals so that you know where...

Key takeaways: Determining how much annual income you’ll need to maintain your lifestyle in retirement is key You also want to evaluate how much you’re likely to have by the time you retire, if you continue with your current savings strategy If you find that you may...

You'll have heard the old, almost grandmotherly adage that 'every dollar counts'. But guess what - it's true. Voluntary after tax super contributions (also called non-concessional contributions), refer to any payments you make to your super fund out of your take-home...

Asset allocation is the biggest determinant of investment returns. Here's why taking the time to get it right matters. Choosing investments on a whim based on current market conditions is unlikely to be a winning strategy in the long-run. What should come first, and...

Key takeaways Investing in growth assets like shares and property can generate a passive income while building your wealth over time Keeping track of your expenses versus income can help identify possible savings to pay off debt Adding more to your super on a regular...

Key takeaways Understanding the different types of investments in super and how they work, can help you decide if your current investment approach is right for you A growth investment approach has the potential to provide you with higher returns, over the long term A...

A 'transition to retirement' (TTR) strategy lets you access some of your super and keep working. Setting this up can be complicated, so contact your super fund or financial adviser for advice. How transition to retirement works If you've reached your preservation...