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Key takeaways: There are some sources of income that provide better protection against inflation such as government benefits, rental income, dividends and commodities It’s important to avoid making rash decisions like shifting to a more conservative investment...

A good estate plan will help make sure your wishes are carried out when you die. It can also help if you become unable to make your own decisions. Estate plans An estate plan records what you want done with your assets after your death. It can include documents such...

Investing on behalf of your children can give them a great financial head start in life. And the earlier you can begin, the higher the potential financial rewards for them in the longer term. The combination of regular ongoing contributions and compounding investment...

Key takeaways Investing a portion of your income is one way you can keep up with, or even outpace, inflation Shopping around for the best deals on your home loan, electricity and insurance, can end up saving you hundreds of dollars over the long-term You can find an...

Planning is the key to successful investing. Creating a plan will help you find investments that fit your investing time frame and risk tolerance, to help you reach your financial goals sooner. 1. Review your finances Before you invest, review your financial...

Staying the course, and not being distracted by short-term market events, is just as important in retirement as it is at any other time. Retiring from work shouldn’t necessarily equate to retiring from managing your investment portfolio. In fact, taking an active role...

Key takeaways Having an emergency fund can help you maintain your everyday life as you navigate through a crisis, like losing your job, without causing you to tumble into debt Ideally, you want to have enough stashed away to cover all your daily expenses for a few...

Purchasing an investment property that already has a tenant means you collect rent from day one, with no vacant period and no lease fees to find a new tenant. The lease just carries on as it did before you purchased the property. There are plenty of upsides to buying...

A capital gain or loss is the difference between what you paid for an asset and what you sold it for. This takes into account any incidental costs on the purchase and sale. So, if you sell an asset for more than you paid for it, that’s a capital gain. And if you sell...

When it comes to investing, ESG is one of the latest buzzwords. So what does it mean and, importantly, should you care? There’s a lot of talk about ESG investing these days. The problem is it’s not always clear exactly what that is. In fact, you’d be forgiven for...

Be suspicious of anyone offering you easy money. Scammers are skilled at convincing you that the investment is real, the returns are high and the risks are low. There's always a catch. How investment scams work There are three main types of investment scams: The...

If you’d invested $10,000 into the whole Australian share market back in 2002, your initial investment amount would have grown to almost $50,000 by 30 June 2022. It’s a huge gain. Around 385 per cent to be precise. And, to achieve it, all that you would have needed to...