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An understanding of the risk and return characteristics of various asset classes is vital to the portfolio construction process. When constructing a portfolio, having an asset allocation that encompasses a wide range of different investments is an important factor for...

Key takeaways For the 2022/23 financial year, most taxpayers can make up to $27,500 in before-tax contributions to super If you’re under 75, and depending on your total super balance, you may be able to make up to $330,000 in after-tax contributions to super If you’re...

Retirement means starting a new chapter of your life, one that gives you the freedom to create your own story, as you decide exactly how you want to spend your time. While retirement may not be part of your immediate plans, there are advantages to giving some thought...

When markets fall, it's natural to want to take action to prevent further losses. Doing so however can do more harm than good. Here's why timing the market to buy low and sell high is not as easy as it sounds. If you’re invested in the financial markets and also...

Key takeaways: Many retirees choose to access their retirement income via an account-based pension because it offers a flexible and tax effective income Annuity pensions guarantee a set income no matter how investment markets perform. This is something you don’t get...

Be deliberate The first step to building a sound investment portfolio is to know why you’re investing. Setting measurable investment goals gives investors clarity and direction, and prevents them from falling into common investment traps like chasing unrealistic...

Education is the gift that keeps on giving. If you are considering a private school this article is for you as we discuss how to save for your child's education. Education is the gift that parents can give their children that keeps on giving. But if you are...

While you may not need a six-figure salary to invest in property, those who earn a relatively low income will require a little more creative thinking to start a portfolio. Here are some tips to help you get started. Find an investor-friendly loan The challenge for...

With interest rates on the rise and investment returns increasingly volatile, Australians with cash to spare may be wondering how to make the most of it. If you have a mortgage, should you make extra repayments or would you be better off in the long run boosting your...

Rising inflation brings about concern for many, but Vanguard's time-tested investment philosophy—and a long-term focus—can help any investor navigate choppy waters. What is inflation? Inflation happens when prices rise and purchasing power decreases. This can be the...