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 Sustainable investing is not new, but in recent years it’s moved from the green fringes into the mainstream. From climate change to animal rights and gender diversity, more people are interested in aligning their money with their values. Last year alone, Australia’s...

If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals. How would you rate your level of financial wellness? Do you think you’re in a good position to meet your immediate and near-term financial...

The numbers say that the average Australian woman retires with barely half (53 per cent)1 the super of the average man. As statistics go, it’s a shocking one. That gap starts to open early in working life, with women aged 25 to 34 having an average super balance of...

Nailing your home loan application depends on four factors — your income, expenditure, assets, and debts. But lenders also want to see evidence of a savings and (good) credit history. Here’s what you can do to improve these. 1. Start saving. Make a plan. The BT...

It's easier to make a claim on your life insurance if you gather the right information for your insurer. Who to contact to make a claim To make a claim on your insurance, speak to the person or company you bought the policy from.   If you bought insurance through:  an...

Many Australians were fortunate to lock in record low interest rates, but this may be drawing to an end. A large portion of mortgages will be approaching the end of their fixed term, leaving many households paying two to three times their current fixed rate. In this...

Until recently, financial abuse was often kept secret, especially where it occurred within the family. Thankfully that’s changing with public awareness campaigns and help becoming more readily available. The emotional and economic damage caused by financial abuse can...

Just like your car needs a periodic service to stay in tune, here's why you should rebalance your portfolio from time to time. A portfolio’s asset allocation reflects an investor’s goals and temperament—the need for return as well as the ability to withstand market...

Superannuation is money that you save during your working life to use as income when you retire. Like any other investment, the intent is to increase your super account balance, over the long term, while you’re still working. Once you’ve reached retirement, your super...

Cash in a deposit account doesn't necessarily equate to safety. That's why many investors are shifting to fixed interest securities. By any measurement, $2.8 trillion is a lot of money. Expressed another way, it’s $2,800 billion. And it’s also the amount of money –...

Key takeaways By meeting certain conditions every month, you could have access to much higher rates and earn bonus interest Many banks offer their best savings rates to customers who open two accounts with them—one for savings and one for everyday transactions Savings...

If you're invited to join an employee share scheme, you may be able to buy shares at a discount on the current market rate. Schemes vary, so check the offer terms and consider the pros and cons before you sign up. How an employee share scheme works In an employee...