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These days, most people hold some form of life insurance in their super account. While this is a welcome safety net, the level of cover held this way is often inadequate. A Rice Warner study back in 2020 found that life cover within superannuation only met about 65-70...

Property investors say that succeeding in real estate is all about timing. Buying at the bottom and selling at the top is easier said than done as there is no easy way to predict exactly when the market is at its peak or trough. Many real estate experts agree that...

Key takeaways People who are good with money are aware of their finances. They create budgets so they can be on top of their income and track their expenses They're making saving and investing part of their routine Planning ahead with short and long-term financial...

Proposed changes to superannuation have the potential to reshape the retirement landscape. The objective of super remains the missing ingredient in the mix. At its most fundamental, successful investing is about getting the balance right between risk and reward. Some...

Crypto-assets (crypto) mean digital assets including cryptocurrencies, coins or tokens. They digitally represent your ownership of a value or rights to something. They may or may not be backed by physical assets. Crypto is a high-risk investment. The value of crypto...

Key takeaways Many women reach mid-life with a significant super shortfall. But it’s not too late to turn things around Track down any lost super and consolidate muliple super accounts Making additional contributions to your super savings can also impact your...

The latest earning season proves that company dividend payouts are choppy. Casting your net wider will help capture broader income returns. If you own shares in one or more listed Australian companies, you may have been keeping an eye on the latest round of corporate...

It’s not just school leavers who dream of a gap year. Those of us who’ve been working for a decade or two (or more) may also long for a real break from career and commitments. An adult gap year is a chance to reset and to take stock of what’s important to you. There‘s...

Key takeaways Compound interest enables you to earn interest on interest which is accumulated over time The effect of compound interest becomes extremely powerful over a long timeframe as the amount of interest earned grows Investing in your super is one of the most...

Retirement is a phase of life most of us look forward to. It’s a chance to pursue other interests, travel and maybe do some part-time work or volunteering. Thanks to more than 30 years of compulsory superannuation, we are retiring with more savings than previous...

As we age, we may require additional support to maintain our independence and quality of life. For many seniors, this can involve accessing home care services that help with daily tasks like cooking, cleaning, and personal care. One way to access more comprehensive...

Key takeaways The foundation of any effective budget is calculating the total amount of income you receive on a regular basis to determine how much money you have available Tracking your expenses can help you determine what you’re spending the most money on and where...