Key takeaways Salary sacrificing means you agree with your employer to direct part of your before-tax salary straight into your super account. These contributions are on top of compulsory contributions made by your employer. Salary sacrificing can be a tax-friendly...
The use of trusts by Australians to hold different assets, including investments in exchange traded funds (ETFs), managed funds, and direct shares, continues to grow. According to the Australian Tax Office (ATO), there are now more than one million trusts operating...
The daily grind of a job working for an over-bearing boss, or is it a family or financial problem, a traumatic life-event, or the fear of getting older can force us to sit down and really think about the meaning of life. Why are we here? What is our purpose? What do...
As we approach and enter retirement, it’s important to ensure our investment strategy is appropriate for our time of life. Our circumstances change over time – even in retirement. For instance, your home may need a new roof, or one of your children may fall ill...
As the end of the financial year approaches, now is a good time to check your super and see what you could do to boost your retirement nest egg. What’s more, you could potentially reduce your tax bill at the same time. There are a handful of positive changes to super...
It’s tempting to put price above everything else when choosing insurance for your property. However, whether you’ve just taken out a new mortgage or are hunting for a better deal, making sure you have enough of the right sort of cover is just as important. Here are...
