Key takeaways It’s important to determine the total amount of income you’ll need to live off based on what your living costs are Create a financial plan. You want to be sure you’re investing in the right mix of assets and taking on enough risk to achieve your...
With markets falling and inflation ramping up, investors might feel they need to ‘do something’ to avoid further losses. However, when it comes to investing, taking action in response to market turmoil may derail a sound investment strategy. To say that conditions...
If you think your employer isn’t paying your super contributions, follow the steps below: Am I entitled to super? – you should confirm that you’re entitled to super before taking any further steps. Go to ATO online via myGov to view super contributions that have...
In early May, the Reserve Bank of Australia (RBA) lifted the cash rate for the first time in over 11 years.At the time, the RBA Board said that it “is committed to doing what is necessary to ensure that inflation in Australia returns to target over time.”...
Setting the scene Marilyn is 67 and has had enough of work. She has worked hard and raised two children on her own and she’s ready for some “me time”. Her children are now adults and live at opposite ends of Australia to her. Marilyn has sold her (big) home and has...
When you start a job, you can usually either choose a super fund or let your employer choose for you. Understanding the basics can help you work out what kind of account you get and whether it’s right for you. If you want to choose your own — or change your...
