Planning carefully and working through the issues can help if you or your partner experiences serious illness or injury later in life. A major health issue can throw life into disarray and put paid to the best laid plans for travelling, relaxing and enjoying all that...
Knowing how your mind works can help you avoid the more obvious traps many investors fall into. Cognitive bias has become a bit of an investing buzz phrase in recent years. The theory is that the human brain predictably makes errors of judgment that can lead us to be...
Salary sacrifice is an arrangement with your employer to forego part of your salary or wages in return for your employer providing benefits of a similar value. One example of a salary sacrifice arrangement is to have some of your salary or wages paid into your super...
Running your own business is tough enough without worrying if its sale will fund your retirement. Here’s how to sleep easy – and live out your years comfortably. If you’ve worked hard to build up a business over a lifetime, you’re probably looking forward to a...
Before you say ‘I do’, talk about your finances with your partner. Not getting married, but in a relationship? See relationships and money for useful tips. Manage the wedding whirlwind The average Australian wedding costs $36,000. According to a Moneysmart...
When I retire, will I have enough money to enjoy the retirement lifestyle I envision? It’s a question many of us will need to ponder at one point. It’s a question most of us will need to ponder at some stage in our lives. When I retire, will I have enough money...
