Risks to consider when building a portfolio

Risks to consider when building a portfolio

An understanding of the risk and return characteristics of various asset classes is vital to the portfolio construction process. When constructing a portfolio, having an asset allocation that encompasses a wide range of different investments is an important factor for...
How much super can you contribute?

How much super can you contribute?

Key takeaways For the 2022/23 financial year, most taxpayers can make up to $27,500 in before-tax contributions to super If you’re under 75, and depending on your total super balance, you may be able to make up to $330,000 in after-tax contributions to super If you’re...
Preparing for the next chapter

Preparing for the next chapter

Retirement means starting a new chapter of your life, one that gives you the freedom to create your own story, as you decide exactly how you want to spend your time. While retirement may not be part of your immediate plans, there are advantages to giving some thought...
The challenges of market timing

The challenges of market timing

When markets fall, it’s natural to want to take action to prevent further losses. Doing so however can do more harm than good. Here’s why timing the market to buy low and sell high is not as easy as it sounds. If you’re invested in the financial markets...
Retirement pensions in Australia

Retirement pensions in Australia

Key takeaways: Many retirees choose to access their retirement income via an account-based pension because it offers a flexible and tax effective income Annuity pensions guarantee a set income no matter how investment markets perform. This is something you don’t get...