Super changes for the better

Super changes for the better

Key takeaways The compulsory super paid by your employer is now 10.5% of your income and is planned to increase to 12% by 2025 The maximum amount you can move from super into a tax-free retirement pension product is now $1.7 million If you accessed money from your...
Protect yourself and know your rights when you shop online

Protect yourself and know your rights when you shop online

Online shopping can be a convenient way to buy the things you want. Know how to protect yourself online, and what to do if you don’t get what you pay for.  What to look out for when you shop online Not sure if you can trust a website with your personal...
Environmental Social Governance (ESG) investing

Environmental Social Governance (ESG) investing

Find out what ESG investing is and how it works. So you can choose investments that match your goals and values. What ESG means ESG investing is when a fund considers sustainability (including environmental, social and governance factors) to inform their investment...
Salary sacrificing into super

Salary sacrificing into super

What is salary sacrificing into super? Salary sacrificing into super is an agreement between you and your employer to pay some of your pre-tax salary as contributions into super. Doing this can also be tax effective. The amount you contribute to super is taxed at up...
Finding a good balance

Finding a good balance

In the same way finding a balanced lifestyle is conducive to good health, finding balance in an investment portfolio gives investors the healthiest chance of achieving their long-term goals. Having a diversified mix of assets is essential because it mitigates market...
How to maintain your lifestyle and still save for a deposit

How to maintain your lifestyle and still save for a deposit

For the first time in years, the amount needed to save for a deposit is decreasing as housing values across most of Australia decline. While this sounds like good news if you’re saving for a deposit, cost of living increases means aspiring homeowners may not be able...