If you need help in your home, or can no longer live independently, the Australian Government provides a range of aged care services. These services are subsidised, but you need to contribute to the cost if you can afford to. Where to start The first thing to do is...
The ranks of Australians receiving the Age Pension are increasing. It’s important to understand who is eligible and its role in retirement planning. Just days before the 2023 Federal Budget was handed down on 9 May, the Australian Bureau of Statistics released a new...
Key takeaways Bonds can provide a stable source of income and can protect the money you invest. They can generally be considered less risky than growth assets like shares and property in normal market conditions and can help to diversify your investment portfolio....
Don’t confuse debt consolidation with debt elimination. If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a professional about debt consolidation. However, you need to be wary so you don’t end up paying more in...
Australians are living longer and experiencing higher house-to-wage ratios. It makes good sense to consider how you can achieve a comfortable long term future. What makes a smart investor? A webinar on borrowing to invest brought together financial advice commentator...
There are over six million lost and Australian Taxation Office (ATO) super accounts with a total value of $16 billion1 – a share of this could be yours. Don’t miss out on super you’ve earned! How does super become lost or unclaimed in the first place? In the past,...
