What is refinancing and why would I do it?

What is refinancing and why would I do it?

As a home owner with a mortgage, chances are you’ve heard of the term ‘refinancing’. Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender who can better meet your current needs, wants and circumstances....
Starting a new job: should you stick with your existing super fund?

Starting a new job: should you stick with your existing super fund?

Key takeaways If you’ve seen good returns over the long-term, sticking with the same fund may ensure your retirement savings continue to grow in line with your goals On the flip side, switching to a new fund could give you access to lower fees which can result in...
Managing the costs of raising children

Managing the costs of raising children

It is a special feeling to welcome a new child or grandchild into the world and watch them grow. Sharing their joy as they reach new milestones is priceless. Of course, there is a real cost – raising a child is expensive, particularly now as the cost-of-living spirals...
Australians need a retirement confidence boost

Australians need a retirement confidence boost

Giving Australians better access to high-quality and more affordable financial advice is imperative. One of the fundamental principles for achieving long-term investment success is planning. In fact, the importance of having a clear financial plan, whether it’s formal...
Maximising investment property tax deductions

Maximising investment property tax deductions

Key takeaways Understanding the available investment property tax deductions in Australia is essential if you are to maximise the financial benefits of property investment. By taking advantage of deductions, investors can significantly reduce their tax liability. One...
Hedge funds

Hedge funds

Hedge funds use investment strategies that are more complex than other managed funds. Many aim for positive or less volatile returns, in both rising and falling markets. A hedge fund is a complex investment and risks vary. Read the product disclosure statement and...