Transition to retirement income stream: a complete guide

Transition to retirement income stream: a complete guide

Key takeaways A transition to retirement income streams enables you access your super before you retire, once you’ve reached your preservation age—between 55 and 60 depending on your date of birth It can be used to reduce your work hours while maintaining the same...
How an ageing population permanently changed the Australian economy

How an ageing population permanently changed the Australian economy

Key points: The Intergenerational Report 2023 released by Treasury gave Australians insight into the national economy from 2023 until 2062 – 2063 The care and support sector and its workforce were projected to double over the next 40 years The paid workforce...
Setting financial goals as a couple

Setting financial goals as a couple

Step one: what are your financial pain points? When you start making plans, chances are you’ll both come across financial pain points. In other words, the areas that need some attention and possible alterations. These might include: post-wedding or honeymoon debts...
Is your mortgage still working for you?

Is your mortgage still working for you?

A mortgage is a long-term commitment, which many people enter with a ‘set and forget’ mentality. Most loans are around 30 years – during which many things can change, not just in your personal circumstances but in the financial world, with the new loan products and...
Retirement planning for small business owners

Retirement planning for small business owners

When you run your own business a good retirement plan can bring real peace of mind. Read more about your options – and why it’s never too early to start. Planning your retirement When you’re busy running your own business retiring could be the last thing...
Travel on a shoestring

Travel on a shoestring

If you are saving for a long-term goal, it can feel like you have to miss out on things such as travel to keep your savings on track. That’s not necessarily the case, it is possible to have a fantastic holiday without breaking the bank or derailing your savings plans....