Home Loans

Our home loan services and products will make you a smarter borrower

Understanding how to borrow money the right way is an incredibly important part of your financial plan.

Whether you are buying your first home, re-financing or looking at an investment property, our mortgage division, Mentor1 Home Loans1 can help you understand the options and choose the right loan for you.

A mortgage broker can really help

Mentor1’s approach puts you in control, rather than the banks. Our services include:

  • Work out your borrowing needs short, medium and long term and find mortgages that accommodate them.
  • Compare interest rates, fees and lender policies with multiple lenders
  • Explain different lender & product options including things like:
    • Lending policies –  what are they and how will they affect you
    • Responsiveness – will they react within your purchase time-frame
    • Post settlement service – do they have branches or call centre only
  • Negotiate interest rates and terms
  • Structure your loan to accelerate your mortgage payments or reduce your taxation
  • Help implement paperwork and submit the loan to the lenders

Time to refinance

You may find that your current loan won’t be the best for your needs. Rates are coming down and some banks aren’t passing on all reductions.

New products have being launched with new features and sharper prices. We can bring your loan up to date.

Property investing

Investment property can be an important part of a financial plan but if not properly thought through, can divert cash from your core investments.

We can ensure smarter property decisions by placing them in the context of your overall plan.

Your financial planner has a role

As a Mentor1 client, your mortgage broker will work with your financial planner to deliver a home loan that aligns with your plan strategies.

Own your first home sooner

First Home Buyer's Guide

This new eBook will help you prepare for your first purchase – from proving a savings pattern to the bank, to applying for a First Home Owners Grant, ensuring you allow for all related purchase costs.

Become mortgage free with these smart ideas

The Mortgage Reduction Guide

This new eBook provides ideas and encouragement to get you paying down your loan and mortgage free sooner. You’ll be surprised how big a difference a few simple changes make.

1 Mentor1 Home Loans Pty Ltd ABN 69 164 048 560, Credit Representative (Number 443073) of BLSSA Pty Ltd ACN 117651760 Australian Credit Licence Number 391237. Mentor 1 Financial Planning, T/as DKG Financial Services Pty Ltd, Authorised Representative of GWM Adviser Services Limited is not responsible for mortgage advice which is provided separately by Mentor 1 Home Loans Pty Ltd.